Terms of Use

Effective Date: September 11, 2026

These Terms of Use ("Terms") constitute a legally binding agreement between you ("you" or "your") and Nictusa.com ("we," "us" or "our"), governing your access to and use of our website located at https://nictusa.com (the "Site"). By accessing, browsing, or utilizing the Site, you acknowledge that you have read, comprehended, and agree to be bound by these Terms, encompassing our Privacy Policy, alongside any supplementary policies or guidelines we may publish on the Site periodically.

If you dissent from these Terms, you must immediately halt all utilization of the Site. Your ongoing use of the Site following any modifications to these Terms signifies your binding acceptance of those updates. We retain the unilateral right to amend these Terms at our discretion by posting the revised Terms on the Site, and it remains your responsibility to review them on a regular basis.

IMPORTANT NOTICE: THESE TERMS CONTAIN A BINDING ARBITRATION PROVISION AND A CLASS ACTION WAIVER (PLEASE REFER TO SECTION 12 BELOW). THESE PROVISIONS SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS. PLEASE REVIEW THEM CAREFULLY.

1. Eligibility and User Representations

To utilize the Site, you must satisfy the following conditions:
- Be at least 18 years of age.
- Possess the legal capacity to enter into binding contracts.
- If utilizing the Site on behalf of a corporate entity or another individual, possess the requisite authority to bind that entity or individual to these Terms.

The Site is exclusively intended for users located within the United States.

2. Information

The Site delivers people-search functionalities, aggregating and presenting publicly accessible data derived from official public records ("Information").

All Information is gathered from public repositories and is supplied strictly for informational purposes. We do not authenticate, guarantee, or warrant the accuracy, comprehensiveness, timeliness, legitimacy, or lawful nature of any Information. Photographs, hyperlinks, or alternative media may be incorporated from third-party origins without our explicit endorsement or assumption of liability.

Fair Credit Reporting Act (FCRA) Disclosure and Disclaimer: We are NOT a consumer reporting agency as defined under the FCRA (15 U.S.C. § 1681 et seq.). The Information provided does NOT constitute consumer reports and may NOT be utilized for any purpose regulated by the FCRA, including but not limited to evaluating eligibility for credit, insurance underwriting, employment, housing, or any other consumer-initiated transaction. You agree to strictly refrain from applying the Information for any such restricted purposes. For certified consumer reports, please contact the appropriate credit reporting agencies directly (e.g., via www.annualcreditreport.com to obtain free annual reports).

Consequently, the Information MAY NOT be utilized, whether entirely or partially, for any objective that necessitates FCRA compliance or that qualifies as a "permissible purpose" under Section 604 of the FCRA (15 U.S.C. § 1681b), encompassing, but not limited to:

- Assessing eligibility or suitability for credit issuance, loans, or alternative credit extensions;
- Appraising risks connected to an existing consumer's credit obligations;
- Evaluating eligibility for personal, property, health, life, or any other form of insurance;
- Employment-related purposes, including hiring, promotions, reassignments, retention, termination, or determinations concerning volunteers, independent contractors, household staff (e.g., babysitters, nannies, caregivers), or any variation of workforce vetting;
- Tenant screening, rental or lease determinations, housing provisions, or real estate transactions;
- Educational determinations, including institutional admissions, scholarships, fellowships, or the awarding of student financial aid;
- Licensing or certification determinations by governmental or professional regulatory bodies that evaluate financial responsibility, moral character, or comparable criteria;
- Any additional consumer-initiated transaction involving the allocation of benefits, privileges, services, or determinations by a commercial establishment, governmental agency, or other entity where a consumer report may be utilized under the FCRA or analogous state statutes (e.g., check-cashing operations, deposit account originations, or similar eligibility assessments).

By accessing or engaging with this Site, you expressly represent, warrant, and certify that:

- You will NOT utilize the Information (nor authorize third parties to use it) for any of the restricted FCRA-regulated purposes detailed above or any comparable objective;
- You have NOT solicited or acquired the Information to fulfill any FCRA-governed intent;
- You will employ the Information strictly for lawful, personal, non-commercial, and informational objectives that strictly align with these Terms.

3. License Grant and Restrictions

Contingent upon your strict compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, and revocable license to access and utilize the Site exclusively for your personal, non-commercial endeavors.

You are strictly prohibited from engaging in the following:
- Utilizing the Site or the Information for any commercial enterprise or objective.
- Executing data mining, scraping, crawling, or deploying automated mechanisms (such as robots or spiders) to extract data.
- Modifying, reproducing, distributing, copying, formulating derivative works from, or reverse-engineering any segment of the Site.
- Disrupting or interfering with the Site's operational functionality, security infrastructure, or the access of other users.
- Utilizing the Information to breach any legal statutes, including privacy regulations, anti-stalking or harassment laws, or telecommunications mandates (e.g., the CAN-SPAM Act, the Telephone Consumer Protection Act).
- Querying or applying Information concerning non-U.S. residents, minors, public figures, government officials, or for any malicious, illicit, or discriminatory intents.
- Leveraging the Site to facilitate unsolicited outreach, spam campaigns, or any manifestation of social engineering.
- Uploading malicious software, viruses, or any destructive code into the platform.
- Framing, mirroring, or establishing deep links to the Site absent our explicit authorization.

Infractions of these restrictions may trigger the immediate revocation of your access, subsequent legal proceedings, and notification to relevant law enforcement authorities.

4. Intellectual Property Rights

The Site and its entire contents (encompassing text, graphical elements, logos, software architecture, databases, and structural compilations), excluding the Information itself, remain the exclusive property of Nictusa.com or our designated licensors. These assets are rigorously protected under U.S. and international copyright, trademark, patent, and broader intellectual property frameworks.

Any third-party trademarks displayed are utilized solely for identification purposes and do not convey or imply any endorsement.

5. Third-Party Links and Content

The Site may feature hyperlinks routing to third-party domains, services, or external content. We do not endorse, oversee, or bear responsibility for these external platforms. Your interaction with third-party resources is undertaken entirely at your own risk, and you are strongly advised to review their independent terms and privacy frameworks.

6. Opt-Out and Data Suppression

You reserve the right to request the suppression of your Information from our public-facing displays via our designated opt-out utility. While we pledge to process legitimate requests expeditiously, it is important to note that our suppression protocols do not eradicate data from the originating official public records.

7. Disclaimer of Warranties

THE SITE AND ALL ASSOCIATED INFORMATION ARE DELIVERED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS, INCLUSIVE OF ALL FAULTS, AND DEVOID OF WARRANTIES OF ANY NATURE, WHETHER EXPRESS OR IMPLIED. THIS COMPREHENSIVE DISCLAIMER INCLUDES, BUT IS NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPREHENSIVENESS, TIMELINESS, OR OVERALL SECURITY.

We proffer no guarantees that the Site's operations will remain uninterrupted, devoid of errors, free of viruses, or that they will perfectly satisfy your specific requirements. You engage with the Site strictly at your own inherent risk. No verbal or written counsel provided by us shall be construed as creating a legally binding warranty.

8. Limitation of Liability

TO THE FULLEST EXTENT SANCTIONED BY APPLICABLE LAW, WE, ALONGSIDE OUR CORPORATE AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AUTHORIZED AGENTS, AND SUPPLIERS, SHALL BE ABSOLVED OF LIABILITY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES. THIS EXCLUSION ENCOMPASSES, WITHOUT LIMITATION, DAMAGES ARISING FROM LOST PROFITS, COMPROMISED DATA, DIMINISHED GOODWILL, OR BUSINESS DISRUPTIONS CONNECTED TO OR RESULTING FROM YOUR UTILIZATION OF THE SITE OR INFORMATION, EVEN IN SCENARIOS WHERE WE HAVE BEEN APPRISED OF THE POTENTIAL FOR SUCH DAMAGES.

Our aggregate liability pertaining to any direct damages shall strictly not exceed the greater of one hundred dollars ($100.00). Any formal claims must be initiated within one (1) year from the date the cause of action accrues.

These established limitations are applicable regardless of the underlying legal theory of liability (be it contract, tort, negligence, or otherwise) and remain enforceable even if a prescribed remedy fails its foundational purpose. Because certain jurisdictions prohibit specific liability exclusions, these limitations apply to the maximum extent permissible under governing law.

9. Indemnification

You agree to actively defend, fully indemnify, and hold harmless Nictusa.com, together with our affiliates, corporate officers, directors, employees, agents, and suppliers, against any claims, damages, financial losses, liabilities, costs, and associated expenses (inclusive of reasonable attorneys' fees) stemming from or related to:
- Your usage of or interaction with the Site or Information.
- Your breach of these Terms or any applicable statutory laws.
- Any claims levied by third parties connected to your actions or your application of Information acquired from our platform.

We reserve the right to assume exclusive control over the defense of any such matter at our own expense, and you are expressly prohibited from settling any claim without securing our prior written consent.

10. Termination

We maintain the unilateral authority to terminate or suspend your access privileges to the Site at any juncture, with or without establishing cause or providing prior notice, particularly in instances involving breaches of these Terms. Upon such termination, your usage license is immediately revoked, and you must definitively cease all interaction with the Site. Provisions designed by their nature to survive termination (e.g., warranty disclaimers, liability limitations, indemnification obligations, and arbitration mandates) shall remain fully enforceable.

11. Governing Law

These Terms shall be exclusively governed by and interpreted in alignment with the statutory laws of the State of Nevada, irrespective of its conflict of laws doctrines. The application of the United Nations Convention on Contracts for the International Sale of Goods is explicitly excluded.

12. Dispute Resolution and Arbitration

Binding Arbitration: Any dispute, legal claim, or controversy emerging from or related to these Terms or the operations of the Site (encompassing issues of breach, termination, enforcement, interpretation, or overarching validity) (a "Dispute") shall be adjudicated exclusively via binding arbitration, in lieu of traditional court proceedings. The sole exceptions to this mandate are minor claims actions or pursuits of injunctive relief as stipulated below.

Process: The arbitration proceedings shall be administered by the American Arbitration Association (AAA) pursuant to its Consumer Arbitration Rules (accessible at www.adr.org). Should the AAA be unavailable, the parties will mutually designate an alternative administrative body.

Initiation: Prior to commencing arbitration, you are required to transmit a written Notice of Dispute to us at [email protected]. This notice must detail your full name, contact information, a comprehensive description of the Dispute, and the specific relief sought. We commit to a good-faith attempt to resolve the matter within a 60-day window. Should the dispute remain unresolved following this period, either party retains the right to initiate formal arbitration.

Location and Costs: Arbitration hearings shall convene within your county of residence or be conducted remotely via telephonic or video conferencing platforms. The allocation of costs shall adhere strictly to AAA regulations; notably, we will disburse your filing fees provided the claim falls under the $10,000 threshold and is deemed non-frivolous.

Award: The appointed arbitrator possesses the authority to grant individual relief exclusively, applying substantive governing law. The arbitrator's determinations are final, legally binding, and subject only to highly restricted judicial review.

Class Action Waiver: You and Nictusa.com unconditionally agree that any and all Disputes must be arbitrated strictly on an individual basis. You explicitly forfeit any right to engage in class action lawsuits, class-wide arbitrations, representative legal actions, or consolidated judicial proceedings.

Opt-Out: You maintain the right to opt out of this specific arbitration clause by forwarding a written notice to [email protected] within thirty (30) days of your initial acceptance of these Terms. This notice must explicitly state your intent to opt out and include your full name and residential address.

13. Severability and Waiver

Should any specific provision within these Terms be deemed legally invalid or unenforceable, all remaining provisions shall endure in full force and effect. We reserve the right to substitute the invalidated provision with an enforceable alternative that most accurately reflects the original commercial intent. A failure to enforce any particular term shall not be construed as a subsequent or persistent waiver of that term.

14. Entire Agreement

These documented Terms, read in conjunction with our Privacy Policy and any other formally incorporated guidelines, represent the complete and exclusive agreement between you and us concerning your use of the Site, effectively superseding all prior or contemporaneous agreements. No verbal modifications to this contract shall possess any binding authority.

15. Force Majeure

We shall bear no liability for operational delays or performance failures resulting from circumstances extending beyond our reasonable span of control (e.g., acts of God, armed conflicts, acts of terrorism, global pandemics, labor strikes, or systemic internet infrastructure failures).

16. Assignment

We possess the authority to assign these Terms without requiring your prior consent. Conversely, you are prohibited from assigning your rights or obligations under these Terms without our explicit written authorization; any unauthorized attempt to do so shall be rendered null and void.

17. Contact Us

For general inquiries, please reach out to [email protected]. Please be advised that this email address is not designated for submitting data removal requests. To initiate a removal request, you must utilize our dedicated opt-out portal, which is provided free of charge and designed for automated processing.

By utilizing the Site, you explicitly confirm your binding agreement to these Terms.